average monthly expenditures worksheet answer key

Enter any deductions from your paycheck in the Taxes Withheld and Payment Deductions section and the Projected column. Learn more about child care in public policy, access advocacy resources, and receive updates on ways to engage in the effort to change the child care landscape. 0000282273 00000 n If your income is more than your expenses, congratulationsyou have money to stash in your savings. ()QE RQ@EPIK@Q@-% PE RRIK@E%- - RRIK@KIE --% P Use these worksheets to track spending, saving, and monthly balances. JZJ ( ( J)i( ( (( ( J)i( (( ))i( ( ( 0000270272 00000 n 0000294315 00000 n (J(h ( )i( Z)(( ( ( ( J Z)( Z)( ( ( (J(i( 0000293018 00000 n 0000262875 00000 n JZ(( ( J( 0000279153 00000 n Find the Houston's average monthly expenditure. ZJ(hJ(h((( Z)( Z)(((3I@E% RQ@E% RQ@Q@PIE -PQE RQ@E% RQ@E% QE QIE -PIE -S ) QE%0J(hE%(J(h 0000279914 00000 n On the first tab of the worksheet, enter the income you expect to receive from all sources in the Gross Income category in the Projected column. Assume variables represent positive numbers. This is a short (maybe 15 minute assignment) that is more specifically geared toward your Honors or AP Econ class. 0000267723 00000 n 0000247668 00000 n 9 Tips to Successfully Negotiate With Debt Collectors. The lesson covers why governments levy taxes, the principles of taxation and the Laffer curve. To get the average, add up the amount of money spent for 12 consecutive months, then divide by 12. (Q@S QE QE RRKIE -Q@E%- PQ@KIE --% PQ@KIK@-%- - RRIK@E%- JZ )i((h(( (h( 0000242117 00000 n ( 0000050430 00000 n With a B.A. ( 0000240667 00000 n 0000265822 00000 n WebA monthly budget refers to an itemized list of all expected incomes and expenses that enables you to plan how you will spend or save your money. 0000175079 00000 n 0000285101 00000 n 6_9vJZU~AK*OZn d tGC";\>%qW]3le+!hire40S*Lc-acl]f&|gy>),$s?Ur#[V?1c\}E%>L{,Rh J9`tyQE3hKjT 0000297779 00000 n 0000251646 00000 n 0000276851 00000 n 0000248329 00000 n 0000292333 00000 n 0000280164 00000 n 0000280380 00000 n ( 0000297679 00000 n George Frost Economics and Business Resources. 0000272361 00000 n WebFind step-by-step solutions and answers to Mathematics with Business Applications - 9780078298066, as well as thousands of textbooks so you can move forward with 0000241215 00000 n 0000274340 00000 n Once you have filled out each section, you can 0000300575 00000 n 0000024833 00000 n ( 0000277443 00000 n Study with Quizlet and 0000267880 00000 n 0000258741 00000 n 0000268351 00000 n What is the first step toward making sure that you are living within your means-not spending more than you can afford? 0000244983 00000 n 0000281726 00000 n endobj 0000267188 00000 n Month/Year: / Monthly income (after 1-2 hour Lesson. ZJ(h ( ( ( (( ( ( ( ( ( ( ( ( ( ( ( )( 0000306809 00000 n (-%Z(Q@Q@-% QE QE -Q@Q@-% QE QE PE QE RQ@E% QE QE QE QE QE QE QE QE QE RQ@IE QE QE QE% -PQE QE QE QE RQ@IE QE QE QIE QE QE Q@RPQE QI@IE QIE QI@Q@( J ( )( 0000254434 00000 n 0000257801 00000 n JZ(((( J( 0000252514 00000 n 0000276450 00000 n (( J( 0000306192 00000 n ( ( 0000288501 00000 n 0000259160 00000 n 0000271903 00000 n ( J)h J( 0000301325 00000 n 0000248286 00000 n )( Z)( Z)( ( (J(h 0000296957 00000 n Best Brokers for Retirement Plans in 2023, How to Establish and Build Credit History If You Have None, Strategies to Remove Negative Credit Report Entries, Top Financial Goals to Achieve In a Lifetime, How to Create a Savings Budget for Buying a Second Home, Basic Budgeting Tips Everyone Should Know, Budget Worksheet for Discretionary Expenses, 6 Steps to Creating a Monthly Household Budget, Understanding Budgeting & Personal Finance, Budget Worksheet to Manage Your Savings Goals, How to Make a Track Spending Spreadsheet for Home Business, Why You Need to Track Expenses to Become Aware of Your Spending, Monthly Budget Income and Expenses Calculator, around three to six months of living expenses, Budgeting: How To Create a Budget and Stick With It. 0000282679 00000 n ( 321 0 obj <>stream 0000287447 00000 n 0000304511 00000 n For amounts that are calculated more frequently than each month where you want to know the average you spend per month (eg Perhaps your phone bill lists your charges for each day, then to find the average per month you would add up, say, the 365 daily charges for a calendar year than divide by 12 to find the average per month.) >> 0000284641 00000 n J(ERQL( Z( 0000276902 00000 n Some experts suggest that before making an accurate calculation of average monthly expenses, it may be a good idea to create an estimate of expenses. 0000299916 00000 n 0000283722 00000 n 0000241118 00000 n 0000247766 00000 n ZJ(h(( Z)( 0000268778 00000 n 0000258691 00000 n 0000285328 00000 n 0000277493 00000 n KEY TERMS & TOPICS IN THIS GAME-->Expenditure, income, essential expenses, entrepreneurs, fixed expenses, credit vs debit, and more! Approximate Game Length: 10-15 minutes This game is a macro-enabled PowerPoint slide show. 0000299436 00000 n JZJ ( J( 0000286410 00000 n 0000262924 00000 n 0000274977 00000 n 2 0 obj Then, plan each month the smart way. WebMOVE: The Average American Budget In this activity, students will be able to: Understand how the average American budget breaks down into different categories and expenses '^"J)_%LwLplos{%=hwsT 89C|8ftk0tb/1zZ/" In],8/b))wRe!5;""yXAQO/(|(02NIbaReF#itEQn)U!P7hx:F[~QB =]-c#Rg/"EKvPRhu:2]&kf(W8"s>y=/0gEZK&cWf?Z`,v)x+|w'|N'JN(oAz \kz,Nho A#awvhY:0]>~W5pY#4r:?Q$kdzx(zmg28F-!i;zI3ncE+0A:)`eB)_L wCF;I I4P"w7&54A|jfz"*ocG FGAz-ymi "=N.`bZ^-x?U*Euz8~cTht?{4m[+18| o" k/L}K+589LD@zSK,A/5wYE(=4l9a%xaHq sn 4&D_v()~YHLq&^6ibmWby*gr/BQs u*' qmgR`"g([TK{Iu.ze.MN7(+z|f8WZtB$3O EYlM3 :j_)MrgjlwAq3kG{)'yT~;.S27'=G&!6s+E,@g. 0000298372 00000 n 0000273354 00000 n 0000279964 00000 n 0000271952 00000 n 0000256157 00000 n Communication Monthly Budget Worksheet Use this worksheet to see how much 0000281676 00000 n (((( ( Z ( ( ( ( 0000023644 00000 n 0000281043 00000 n 0000258966 00000 n 0000260315 00000 n 0000278246 00000 n 0000252877 00000 n This product is designed to be used for distance learning, printout, or for computer access in the classroom.Included are the following:PDF version of the assignment (worksheet and digital)Student assignment in Google SlidesEditable option for teachers (Google Slides)Answer key (Google Slides)Topics Included:SavingExpendituresIncomeBudgeting, PowerPoint lesson includes the following: Methods of measuring national income (output, income, & expenditure), GDP, GNP, per capita income, real and nominal income, understanding growth rates and standard of living. 0000274027 00000 n 0000269753 00000 n WebFind the average monthly expenditure. 0000304722 00000 n In general, is abequaltoab\sqrt { a } - \sqrt { b } \text { equal to } \sqrt { a - b }abequaltoab? 0000265279 00000 n (Q@)hQE( ( ( 0000286245 00000 n 0000273022 00000 n 0000306861 00000 n ( 0000296318 00000 n ( ZJZ Z))hhJZ Z))h KIE -Q@-% QE -PE RQ@EPEPIE - QE RQ@E%- Select the . 0000258917 00000 n Explain your reasoning. 0000267673 00000 n d. Square Roots and Division Is 1004equalto1004\frac { \sqrt { 100 } } { \sqrt { 4 } } \text { equal to } \sqrt { \frac { 100 } { 4 } }4100equalto4100 In general, is abequaltoab\frac { \sqrt { a } } { \sqrt { b } } \text { equal to } \sqrt { \frac { a } { b } }baequaltoba? )(BQE RQ@Q@PE Q@PEPIE QE% QE QIL(EZJ()(i( 0000275818 00000 n 0000295321 00000 n 0000292072 00000 n 0000252102 00000 n 0000023781 00000 n Budget. 0000237753 00000 n 0000240239 00000 n 0000300765 00000 n 0000290086 00000 n Various budgeting approaches exist. ( ( $7,439 4 Find the average monthly expenditure. ( JZ(((( If 1 of the subjects is randomly selected, find the probability of selecting someone who was not sentenced to prison and did not enter a plea of guilty. 0000257629 00000 n w !1AQaq"2B #3Rbr The Crossword Solver finds answers to classic 0000246588 00000 n 0000269305 00000 n ( ( You also can use a Spending Tracker Worksheet (see above for the download link) to track your spending over a month. ( 1. University of Utah Cooperative Extension. 0000278735 00000 n 0000238628 00000 n 0000300388 00000 n ( 0000283455 00000 n 0000260568 00000 n 0000290494 00000 n 0000258485 00000 n (%-% QE QE0ZJ@QE QE QE QE %Q@Q@Q@ )QE QE( Z))h ( ( ( ER ( ( )QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE( ( Z(QH((( 0000275968 00000 n 0000254012 00000 n 0000294546 00000 n Jim Miller had the following monthly expenses: September: $1,540 October: $1,899 November: $1,756 December: $2,244 What is his average monthly expenditure for the 4-month period? 0000267424 00000 n 0000247509 00000 n 0000048200 00000 n ( EPIKI@Q@RPEPES 0000000016 00000 n Also, use the worksheet to plan for next months budget. 0000295882 00000 n Pie Chart. 0000255804 00000 n 0000289476 00000 n 0000245976 00000 n 0000247341 00000 n 15.60 + 17.94 + 16.45 Discriminate between whether or not a product or activity would be included in a country's GDP for a given year. 0000054873 00000 n 0000279052 00000 n CCR&Rs know the needs in their community best and have a wide reach to child care providers who may need resources, training, and TA related to preparedness. )( (E% QE QIE QE RQ@RPQE QI@IE QE% QE Q@QL( ) RQE0 Some are required, while others, like a streaming service, might be optional, discretionary expenses. ( For example, if your health insurance premium is deducted from your paycheck, enter that on the Monthly Income Calculator tab, not as a monthly expense. ( $4.00. ( 0000297220 00000 n This includes ten questions which gives students practice calculating Gross Domestic Product, Gross National Product and Gross Domestic Product per Capita. 0000252052 00000 n (((aKE QE(-Q@Q@-PEPKE QE RE QE QE QE QE QE -Q@Q@Q@EPEPEPEPE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE RRPEPIKI@Q@ EPQE RRPEPQE RRP J ( ( Perform the indicated operations. 0000246432 00000 n Save time and energy tracking your monthly income and expenses with this portable Google Spreadsheet for small business and independent contractors. 0000240006 00000 n 0000284087 00000 n stream ( 0000246482 00000 n 3. Z((Z( ( ( Z ( ( ( ( (Z( ( ( ( ( ( ( ( ( Z(( ( ( ( ))h( ( ((( J( ( (Q@Q@((bIK@Q@(aEPEPKIE -Q@Q@Q@E% QE QE QE QE -PIK@Q@Q@Q@Q@Q@-% RQ@E% QE QE QE QE QE QE PIE -PIE -PIE -PIE -PIE -PIE -Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@Q@PIE -PEPEPEPEPEPEPEPE RQ@E% Q@Q@EP ( ( ( (QE QE 0000184627 00000 n 0000250250 00000 n 0000257899 00000 n 0000274876 00000 n 0000260218 00000 n ( 0000245434 00000 n No subscription fees - make a copy and use every year! @S ?u@Z]")`s?]w ?Xr= Web2. Finance Charge: APR 12 (Previous balance{Payments+Purchases) 3. (%- QE QE QE 0000275649 00000 n 0000266902 00000 n endobj 0000254240 00000 n 4 0 obj 0000049410 00000 n 0000047308 00000 n $4%&'()*56789:CDEFGHIJSTUVWXYZcdefghijstuvwxyz ? 0000300816 00000 n endstream endobj startxref ( 0000301870 00000 n ( 0000263960 00000 n Find out more about how to set up and fill in a budget worksheet template. 0000256416 00000 n 0000257221 00000 n (((( ( ( ( (( ( ( ( ( ( ( ( ( ( ( ( )QE( ( ))h( ( ( ( ((((( ( (( ( J( Is [(18)1/3+18(132)4/5]0=1?\left[\left(-\frac{1}{8}\right)^{-1 / 3}+\frac{1}{8}\left(\frac{1}{32}\right)^{-4 / 5}\right]^{0}=1 ?[(81)1/3+81(321)4/5]0=1? Lora Shinn has been writing about personal finance for more than 12 years. ( (ZJ ( ( ))h( ( (((( 0000252003 00000 n 0000302132 00000 n 0000238878 00000 n 0000263083 00000 n At months end, review the amounts you entered for each tab and enter what you actually spent. (E%- QE QE QE PE QE RQ@EPEPKIE - QE QE RQ@E% QE -PIE -Q@Q@Q@-% RQ@E% QE QE QE -PIE -PIE -PIE -PIE -PIE -PIE -PEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPE% RQ@E% RQ@IE QE QE QE QE QE QE QE QE QEQ@(((((bIK@((aEPEP (RREPEPEPKIE - QE QE RREPEPKIE -PE QE QE RQ@E%- QE PIE - QE QE QE QE QE QE QE RQ@E% RQ@E% RQ@E% RQ@E% RQ@E% RQ@E% QE QE QE QE QE QE QE QE QE RQ@E% RQ@E% RQ@E% RQ@E% RQ@E% RQ@E% RQ@IE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE QE% AKIE -Q@((((aKIE -Q@((aEPEP (RREP (QE QE RREPEPKIE - QE QE QE RQ@EPEPEPEPKIE -PE QE QE RQ@E% RQ@EPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPEPE% RQ@E% QE QE QE QEQ@-%- QE ( 0000024504 00000 n WebFiscal Policy. `sw@@ a> Q( X@:Mz-AG/nz9Q$x9AD,\tX>o ,hL 0000286458 00000 n 0000246802 00000 n 0000248812 00000 n ( 436 0 obj<>stream (-PEP0Z ( ( ( 3. 0000268132 00000 n 0000305350 00000 n Analyzing the data gained through tracking and averaging will help you set up a sustainable budget. 0000247114 00000 n 0000278064 00000 n )( Z)( Z)( Z)( )i( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( (J(hJ(i( 0000168839 00000 n 0000302635 00000 n 0000026089 00000 n 0000290726 00000 n 0000283621 00000 n 0000252675 00000 n 0000268680 00000 n Subscribe to our newsletter and learn something new every day. 0000244733 00000 n JZ(( ( J)i( ( ((BQKI@((BQE QEJ)i) QE QE QE QE(ES ) RQ@E%-0 0000272712 00000 n 0000302847 00000 n 0000288551 00000 n Zip. Z(((((((((((( J)i( ( ( ( (((AEP0(((AEP1(QE WebMonthly bills Think of these as expenses youve committed to pay every month. ( Budgets can help you track, plan, and watch spending to achieve financial goals. 0000256108 00000 n 0000290248 00000 n ( George Frost Economics and Business Resources, Students will understand the key economic theory of Fiscal Policy. 0000301709 00000 n 0000291707 00000 n 0000249699 00000 n 0000295484 00000 n 0000237293 00000 n 0000283287 00000 n 0000254386 00000 n 0000306553 00000 n 0000286816 00000 n << /Length 8 0 R /Type /XObject /Subtype /Image /Width 2048 /Height 1536 /Interpolate 0000051040 00000 n 0000242858 00000 n 0000268729 00000 n 0000183171 00000 n 0000278634 00000 n ( 0000262326 00000 n 0000242661 00000 n 0000259467 00000 n 0000266763 00000 n What does Jessie have left in his budget for a car payment to stay within his safe debt load? Make tax time easier by recording your monthly expenditures in one place. Webwww.practicalmoneyskills.com the art of budgeting quiz key 3-6 lesson three quiz: the art of budgeting answer key true-false 1.The budgeting process starts with monitoring current spending. ( 0000246851 00000 n % WebAnother word for items you spend money on is. 0000292917 00000 n 0000303005 00000 n 0000238444 00000 n ZJ) RRES ) RREPEPEPES ) RQ@EPEPEPEPIE -Q@Q@Q@Q@Q@Q@QL(((EPE QE QE QE QE QE- QE0 There, enter your budgeted amount for each category in Projected. Expenses could be based on past spending habits you gather from account statements or your spending tracker. 0000264518 00000 n The PowerPoint can lead to discussions and worksheets on personal budgeting. 0000285923 00000 n 0000271703 00000 n 0000253747 00000 n 0000048844 00000 n 0000287495 00000 n 0000040927 00000 n 0000267831 00000 n ( 0000253698 00000 n 0000252829 00000 n 0000051579 00000 n 0000263714 00000 n ( 0000303210 00000 n (()h ( Z ( ( Americans Are Budgeting More Than Ever.. 0000291039 00000 n 0000258016 00000 n 0000279702 00000 n 0000272613 00000 n 0000179050 00000 n 0000281625 00000 n 174 0 obj <> endobj ZJ(h( 0000260120 00000 n 0000297479 00000 n ( 0000253040 00000 n 0000238217 00000 n 0000246280 00000 n ( 0000295983 00000 n How Much Money Do You Need to Make to Start Saving? (()h ( Z ( ( )h WebSection 3-1Average Monthly Expenditures147 CONCEPT CHECK Complete the problems, then check your answers at the end of the chapter. ( 0000256753 00000 n 0000299081 00000 n 0000280884 00000 n 0000300154 00000 n 0000263383 00000 n xePN0+hH8VPqHI:iOg-GlpD}2I3LSXW=J9AE}+JbQw!,oC&G5-f^-*"IN%fPhLR. 0000247558 00000 n 0000242230 00000 n Take the sum of monthly expenditures and divide by the number of months. ( 0000266104 00000 n 1. 0000304333 00000 n ( 0000280834 00000 n 5. 0000298847 00000 n 0000270010 00000 n (Show as The lesson covers government expenditure and income through taxes. 0000292968 00000 n 0000249845 00000 n Then work through the tabs in the worksheet linked above. 0000289919 00000 n 0000251404 00000 n (Q@)hQE(Q@(((( ( ( ( ( ( ( ( ( ( ( ( ( J)h Possibly the most comprehensive way to calculate average monthly expenses is to locate all bank statements and expenditure records for the last year. JZ(( ( (( ( QE QEJ)i) QE QE QE QEJ(Q@ ( ( ( )QE)i(( ( ( (((((EPEPEPEPEPEPEPEPEPEPEPEPEPEPER ( ( ( ( ( )h ( 0000239908 00000 n -Compares amount spent to the amount budgeted. ( 0000024949 00000 n 0000299812 00000 n 0000058680 00000 n (( ZJ(h( Z)( WebSolutions Write the formulas for the following terms: 1. 0000255134 00000 n 50 x resources in 11 lesson packs. You might base this on your previous months incomebut if youre expecting to work more or fewer hours this month, the budget worksheet is flexible enough to reflect fluctuations. Explore our diversity, equity and inclusion resources to learn more about the past, present and future of child care as it relates to DEI for all children, families and providers. 0000289611 00000 n 0000253088 00000 n stream 0000278835 00000 n 0000267327 00000 n However, a simple worksheet doesnt require bank logins, is accessible from multiple locations, can help perform automatic calculations, and needs just the right amount of maintenance. For instance, in December, spending is often higher for many people due to holiday travel, gifts, and other once-a-year expenditures. 0000298190 00000 n Square Roots and Multiplication Is 49equalto49\sqrt { 4 } \bullet \sqrt { 9 } \text { equal to } \sqrt { 4 \cdot 9 }49equalto49? ((J( ( ( The animation and game elements will not work in Google Slides. 0000250458 00000 n 0000248607 00000 n 0000250201 00000 n JZ(( ( ))h( ( (( Spending: By Category. Ms. Schleef wants to identify all students who have overall grades of less than 70%. 0000270174 00000 n 0000292758 00000 n This product will w, Students determine if people are spending within or outside of their budgets in this personal finance activity that builds financial literacy. (JZ )i() QEZ( 0000304986 00000 n Income before taxes: Annual expenditure means, shares, standard errors, and coefficients of variation, Consumer Expenditure Survey, 2020, conducted by the U.S. Bureau of Z((()h( Calculate your monthly average spending on discretionary expenses: This includes expenses like clothing, birthday gifts, and gym memberships. ( 0000294820 00000 n 0000272921 00000 n 0000281366 00000 n ( % ( 0000183905 00000 n Step 2) If the amount budgeted is larger, you spent less. First, copy the Monthly Budget Income and Expenses Calculator (see above for the download link) described in How to Complete Monthly Budget Worksheets, above. 0000255852 00000 n Ideally, budgeting can help build generational wealth. 0000287613 00000 n (((( ( ( ( ( 0000288277 00000 n 0000274504 00000 n 0000237681 00000 n ( ( 0000301114 00000 n 0 0000252416 00000 n 0000288375 00000 n ( 0000265468 00000 n 0000263863 00000 n 0000305769 00000 n ( 0000296531 00000 n 0000259901 00000 n 0000299863 00000 n 0000256367 00000 n 0000270843 00000 n 0000241962 00000 n (b 0000278785 00000 n 0000254589 00000 n ZJ) PE RRKIE -Q@E%- QE QE RREP0(h(AEP0(( 0000276068 00000 n Ensure youre only entering amounts not already deducted from your paycheck. endobj 0000241467 00000 n 0000250992 00000 n 0000273681 00000 n 0000280329 00000 n 0000240142 00000 n 0000254483 00000 n Divide expenses into basic categories, such as rent, bills, transportation, entertainment, health care, clothing, and groceries. When the Copy document window pops up, type in a new name for your worksheet, such as Emmas Tracker., Ensure youre saving it to a folder you can access, then click the green button that reads Make a copy., Offering a savings path toward your financial goals, Establishing or accelerating debt repayment, Initiating investing or retirement savings. 0000277393 00000 n 0000265181 00000 n (E%- QE PE(@QE QE QE - QE QE QE RR ) QE QE( (@QK@Q@Q@Q@Q@RES ) RE QE 0000237375 00000 n ( endobj 0000266999 00000 n 0000238171 00000 n 0000047357 00000 n 0000304671 00000 n 0000245796 00000 n 0000238723 00000 n %PDF-1.5 (((( (h ( )h 0000269403 00000 n Discrete Mathematics and Its Applications, Fundamentals of Complex Analysis with Applications to Engineering, Science, and Mathematics, Bruce H. Edwards, Larson, Robert P. Hostetler. Length: 10-15 minutes this game is a macro-enabled PowerPoint slide show n 0000250201 00000 n Take the of..., spending is often higher for many people due to holiday travel,,. 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